Counsels individual borrowers to ensure that they acquire a loan product appropriate to their individual circumstances. Assesses with client the best options for the client's needs and makes recommendations. Analyzes the prospective borrower's income and debt and pre-qualifies the borrower for an affordable mortgage. Counsels the borrower in the home buying and financing process, advises on the financial and long-term impact of various products. Provides disclosures to the borrower, including Truth in Lending and Good Faith Estimates. Counsels and advises the borrower in understanding and clearing credit and other problems. Completes detailed applications at times and locations convenient to clients. Spends 80% or more of time outside of office in business development and consultation activities with borrowers, builders, realtors, and branch channel associates. Single level position.

Qualifications

Basic Qualifications: 2 or more years mortgage sales/lending experience. Must be well versed with underwriting guidelines. Must provide documented annual production of $10MM or more. Requires strong verbal and written communication skills.

Preferred Qualifications: 4 or more years mortgage sales/lending experience. Production volume of $12MM or more over the last rolling 12 months. Mortgage underwriting experience.